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New Home - Old Home

With all the new construction happening in this country there is a real abundance of new construction homes available. The question is; are these the best homes for my dollar? It's a difficult question to answer as there are definite pros and cons to new construction. The same also holds true for older established homes. In looking for a new home you would be wise to consider both in full before making any decisions. Buyers who take the time to educate themselves on all their choices are the ones who get the best deals and the ones who are happy with their purchases in the long-term.... View the rest of this article by visiting BuyerBeWhere.com at the link above...


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80 10 10 Mortgage Loan Programs How Do They Work

An 80 10 10 mortgage loan program is a type piggy back loan that borrowers will sometimes use to avoid paying private mortgage insurance. The fees on this type of mortgage insurance can be as high as 1percent of the total value of the property each year, and borrowers are eager to avoid the expensive monthly payments if possible.

Most banks or lending institutions will insist that a borrower take out private mortgage insurance of they do not have a deposit equal to 20 percent of the homes appraised value. If you can deposit this much, you will not need the expensive insurance, and additionally, once your repayments have contributed 20 percent of the homes value then you will no longer need to continue paying for the insurance.
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