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80 20 Mortgage Loans Is a Piggyback Mortgage Loan Right for You

Any borrower that cannot meet the 20 percent down payment criteria on the value of a home mortgage will likely have to pay private mortgage insurance. These private mortgage premiums can reach as much as 1 percent of the total value of the mortgage. This insurance protects the banks investment, as their liability is covered should the borrower default on the home and they are unable to sell the foreclosed property. This private mortgage insurance coverage will meet their costs. While this insurance benefits the bank or lending institution, the borrower is stuck paying for it, and many people are seeking alternatives to the expensive insurance.... View the rest of this article by visiting BuyerBeWhere.com at the link above...

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Closing Costs and other Hidden Home Buying Costs
things first time home buyers might not be aware of in the purchase of a new home....closingcost buydown points prepayments escrow accounts motgage loan


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Real estate titan pins its hopes on Hispanics (The Record)

Sat, 11 Aug 2007 14:58:32 GMT
PATERSON -- The name Casa Real -- royal house -- suits a real estate company run from an idyllic property with neat shrubs and white columns.


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